About solarassetfinance.co.uk
Solar asset finance for UK businesses. We are not a lender and not an installer, so there is no product of our own to sell you — only the structure that fits.
solarassetfinance.co.uk is a specialist solar asset finance service operated by SEO Dons Ltd. We exist to solve one problem well: helping UK businesses fund commercial solar in a way that keeps the value — the capital allowances, the export income and the asset itself — with the business rather than a third party.
What we do
We work on the funding side of commercial solar: hire purchase, finance and operating leases, equipment loans, and refinance or sale-and-leaseback of systems you already own. We are not a lender and have no product of our own to place, so the job is to work out which route fits your balance sheet and tax position and to put the project in front of funders that write that kind of business. Check any funder you are introduced to on the Financial Services Register before you sign anything, and, if the name is claimed as a member, on the Finance & Leasing Association's own member list.
Just as importantly, we model. For every enquiry we build a like-for-like comparison of paying cash, each finance route and a PPA — net of the capital allowances, with payback, total cost of credit and the long-term position laid out in pounds. If paying cash or signing a PPA is genuinely the right answer for you, we'll say so.
Why we focus on asset finance
Most solar finance is sold by installers offering one funder's single product, with the structure chosen to suit the sale rather than the customer's balance sheet. We came at it from the finance side instead. The route you choose decides whether you can claim the Annual Investment Allowance, whether the system sits on your balance sheet, how the VAT falls, and who keeps the Smart Export Guarantee income. Getting that right is worth real money — and it's a genuinely specialist conversation, not a clipboard tick-box.
How we work with your accountant and installer
We work alongside your accountant on the tax treatment — confirming the capital-allowance position and handing over a clean summary — and alongside whichever installer you appoint — MCS certification matters because Smart Export Guarantee eligibility depends on it, and any installer can be checked on the MCS directory. Finance is released on commissioning, so you never pay for a system that isn't yet generating.
Honest, model-driven advice
We don't use high-pressure sales, and we don't oversell the tax position. You'll hear from us, for instance, that solar does not qualify for 100% full expensing — it's special-rate expenditure, so it's the Annual Investment Allowance or the 50% first-year allowance instead. Getting the details right is the whole point of using a specialist.