About solarassetfinance.co.uk
A whole-of-market solar asset finance brokerage — independent of any single lender, focused on the structure that fits your business.
solarassetfinance.co.uk is a specialist solar asset finance service operated by SEO Dons Ltd. We exist to solve one problem well: helping UK businesses fund commercial solar in a way that keeps the value — the capital allowances, the export income and the asset itself — with the business rather than a third party.
What we do
We arrange finance for commercial solar across the whole market. That means hire purchase, finance and operating leases, green equipment loans, and refinance or sale-and-leaseback of systems you already own. We are not tied to one lender's book, so we place each deal where the terms genuinely fit — across a panel of established funders, many of them members of the Finance & Leasing Association and authorised by the FCA.
Just as importantly, we model. For every enquiry we build a like-for-like comparison of paying cash, each finance route and a PPA — net of the capital allowances, with payback, total cost of credit and the long-term position laid out in pounds. If paying cash or signing a PPA is genuinely the right answer for you, we'll say so.
Why we focus on asset finance
Most solar finance is sold by installers offering one funder's single product, with the structure chosen to suit the sale rather than the customer's balance sheet. We came at it from the finance side instead. The route you choose decides whether you can claim the Annual Investment Allowance, whether the system sits on your balance sheet, how the VAT falls, and who keeps the Smart Export Guarantee income. Getting that right is worth real money — and it's a genuinely specialist conversation, not a clipboard tick-box.
How we work with your accountant and installer
We work alongside your accountant on the tax treatment — confirming the capital-allowance position and handing over a clean summary — and alongside MCS-certified installers who carry out the work to the standards the Smart Export Guarantee and good practice require. Finance is released on commissioning, so you never pay for a system that isn't yet generating.
Honest, model-driven advice
We don't use high-pressure sales, and we don't oversell the tax position. You'll hear from us, for instance, that solar does not qualify for 100% full expensing — it's special-rate expenditure, so it's the Annual Investment Allowance or the 50% first-year allowance instead. Getting the details right is the whole point of using a specialist.