Solar finance brokers for UK businesses
A whole-of-market broker arranging commercial solar finance across 20+ lenders — so you get the right structure, not one funder's single product.
Quick answer: A solar finance broker arranges funding for commercial solar across many lenders instead of selling one funder's product. A whole-of-market broker like us compares 20+ FLA-member lenders, matches the structure to your balance sheet and tax position, and shows the total cost of credit in writing — usually getting a keener rate and the right ownership route. Brokerage is paid by the lender, not you.
Why use a broker rather than one lender
Most commercial solar finance is sold by installers offering a single funder's product, structured to suit the sale rather than your balance sheet. The route you choose decides whether you own the system and keep the capital allowances and the Smart Export Guarantee income — so the wrong structure can quietly cost you a quarter of the system value. We came at it from the finance side: whole-of-market, structure-first.
The lenders and routes we cover
We place deals across a panel of established, FCA-authorised, Finance & Leasing Association member lenders, and we arrange every route in one place:
- Hire purchase and equipment loans — own the system, keep the allowances.
- Finance lease and operating lease — spread the VAT, lowest monthly cost.
- Refinance and sale-and-leaseback — release capital from a system you already own.
See all the options in our finance options hub, or model the numbers on the finance calculator.
How we work
Send us your recent electricity bills and basic company information. We size the system, build a like-for-like comparison of cash, hire purchase, lease and a PPA — net of the capital allowances — confirm the tax treatment with your accountant, and place the deal where the pricing is best. An indicative decision usually takes 24–72 hours, with funds released on commissioning.
What it costs to use us
Our brokerage is typically paid by the lender, so the comparison and advice cost you nothing, and we always disclose the total cost of credit so you can judge any deal on its merits. If paying cash or a PPA is genuinely better for you, we will say so.
Related guides
Solar finance broker FAQs
What does a solar finance broker do?
A solar finance broker arranges funding for a commercial solar system across multiple lenders rather than selling one funder’s product. We model the routes (hire purchase, lease, equipment loan, refinance), match the structure to your balance sheet and tax position, place the deal where the terms are best, and show you the total cost of credit in writing.
Is it better to use a broker or go direct to a lender?
Going direct gets you one lender’s single product, priced and structured to suit that lender. A whole-of-market broker compares 20+ lenders, which usually means a keener rate and — more importantly for solar — the right structure for whether you want to own the system and keep the capital allowances. Brokerage is typically paid by the lender, not you.
Are solar finance brokers regulated?
Commercial solar finance is mostly unregulated business-to-business lending, arranged through FCA-authorised lenders; where the borrower is a sole trader or small partnership below the threshold, consumer-credit protections apply. We broker only through established Finance & Leasing Association (FLA) member funders and disclose the full cost of credit before you commit.
How much can I borrow for commercial solar?
We arrange finance from around £25,000 for small commercial rooftops up to multi-million-pound schemes. Smaller, unsecured facilities are often supported by the British Business Bank Growth Guarantee Scheme; larger projects are assessed on covenant strength and the project’s own cash flows.
How quickly can a broker get a decision?
An indicative finance decision usually comes back within 24–72 hours once we have basic accounts information, with full approval typically following within one to two weeks. We align drawdown with the installation programme so funds release on commissioning.